Car Insurance

My officemate had a really big gash in her car because of a minor accident (self-inflicted hahaha). Estimated cost of repair is kind of expensive, and it made me wonder if our car is insured. Well, I am a fairly "defensive" driver and I don't take chances, but I'm not so sure about the other drivers out there. Some proved to be very reckless, you know. Anyway, I checked our records and I found out that we don't have any car insurance! The only one we have is the one required when one renews the car registration. Eeps! I don't know if Enrique just failed to get one or if he never really did have any car insurance. Hmm, maybe I should ask him about it.