Auto Loans and Budgeting

Last weekend my Dad has asked me if we're pushing through with our plans to get a new car/SUV. This was a sad talk for us (at least for me), because I suddenly realized that since dear hubby will go home earlier than expected and might leave later than expected, our budget might have to be tightened a bit. Plus, I also realized that next year will be the start of our regular amortization, and since we plan to transfer the financing from In-house to Bank Financing, if the Bank would require us to give extra down payment in order for the loan to be transferred then that's a huge expense. It now really depends on my hubby's decision, whether to get a new one (this means checking out suitable Auto Loans) or not. It's good to know however that institutions offering these loans have flexible payment terms and that online companies such as Apex Auto Loan offers services nationwide and gives lowest possible rates - a good help to people like us right?

*Sigh*

It doesn't hurt to dream but I hope our dream will become a reality sooner or later... How soon? Hopefully before E leaves for work again? *Sigh* Cross fingers.


*This post is brought to you by Apex Auto Loan*